Regulation F Financial Highlights

REGULATION F

FINANCIAL HIGHLIGHTS

6/30/2020
CAPITAL UBB WELL
CAPITALIZED
PER REG. F
Leverage Ratio 10.93% 5.00%
Common Equity Tier 1 Capital Ratio 13.92% 6.50%
Tier 1 Risk Based Capital Ratio 13.92% 8.00%
Total Risk Based Capital Ratio 15.15% 10.00%
BALANCE SHEET ITEMS   $ Stated in 000's
Total Assets   $1,039,467
Total Liabilities   $930,214
Quarterly Average Assets   $991,197
Total Equity Capital   $109,253
Allowance for Loan Losses   $9,594
Total Loans (Gross)   $624,878
Loan 30 Days Past Due and Over/Total Loans 0.05%
Non-Accrual Loans/Total Loans   0.01%
INCOME STATEMENT ITEMS  
Net Income   $4,089
Return on Average Assets (ROAA) 0.94%
Return on Equity (ROE)   7.73%