Regulation F Financial Highlights

REGULATION F

FINANCIAL HIGHLIGHTS

9/30/2019
CAPITAL UBB WELL
CAPITALIZED
PER REG. F
Leverage Ratio 13.03% 5.00%
Common Equity Tier 1 Capital Ratio 13.91% 6.50%
Tier 1 Risk Based Capital Ratio 13.91% 8.00%
Total Risk Based Capital Ratio 15.07% 10.00%
BALANCE SHEET ITEMS   $ Stated in 000's
Total Assets   $834,321
Total Liabilities   $729,545
Quarterly Average Assets   $798,828
Total Equity Capital   $104,776
Allowance for Loan Losses   $8,637
Total Loans (Gross)   $628,709
Loan 30 Days Past Due and Over/Total Loans 0.02%
Non-Accrual Loans/Total Loans   0.41%
INCOME STATEMENT ITEMS  
Net Income   $3,623
Return on Average Assets (ROAA) 0.57%
Return on Equity (ROE)   4.79%