Regulation F Financial Highlights

REGULATION F

FINANCIAL HIGHLIGHTS

6/30/2017
CAPITAL UBB WELL
CAPITALIZED
PER REG. F
Leverage Ratio 10.41% 5.00%
Common Equity Tier 1 Capital Ratio 13.27% 6.50%
Tier 1 Risk Based Capital Ratio 13.27% 8.00%
Total Risk Based Capital Ratio 14.18% 10.00%
BALANCE SHEET ITEMS   $ Stated in 000's
Total Assets   $873,408
Total Liabilities   $778,613
Quarterly Average Assets   $909,717
Total Equity Capital   $94,795
Allowance for Loan Losses   $6,517
Total Loans (Gross)   $578,436
Loan 30 Days Past Due and Over/Total Loans 0.03%
Non-Accrual Loans/Total Loans   0.03%
INCOME STATEMENT ITEMS  
Net Income   $2,260
Return on Average Assets (ROAA) 0.49%
Return on Equity (ROE)   4.88%