Regulation F Financial Highlights

REGULATION F

FINANCIAL HIGHLIGHTS

12/31/2018
CAPITAL UBB WELL
CAPITALIZED
PER REG. F
Leverage Ratio 11.33% 5.00%
Common Equity Tier 1 Capital Ratio 12.97% 6.50%
Tier 1 Risk Based Capital Ratio 12.97% 8.00%
Total Risk Based Capital Ratio 14.00% 10.00%
BALANCE SHEET ITEMS   $ Stated in 000's
Total Assets   $913,246
Total Liabilities   $812,297
Quarterly Average Assets   $886,506
Total Equity Capital   $100,949
Allowance for Loan Losses   $7,905
Total Loans (Gross)   $649,140
Loan 30 Days Past Due and Over/Total Loans 0.22%
Non-Accrual Loans/Total Loans   0.03%
INCOME STATEMENT ITEMS  
Net Income   $5,097
Return on Average Assets (ROAA) 0.57%
Return on Equity (ROE)   5.33%