Regulation F Financial Highlights

REGULATION F

FINANCIAL HIGHLIGHTS

6/30/2018
CAPITAL UBB WELL
CAPITALIZED
PER REG. F
Leverage Ratio 10.96% 5.00%
Common Equity Tier 1 Capital Ratio 12.49% 6.50%
Tier 1 Risk Based Capital Ratio 12.49% 8.00%
Total Risk Based Capital Ratio 13.51% 10.00%
BALANCE SHEET ITEMS   $ Stated in 000's
Total Assets   $906,001
Total Liabilities   $808,094
Quarterly Average Assets   $889,489
Total Equity Capital   $97,907
Allowance for Loan Losses   $7,970
Total Loans (Gross)   $646,640
Loan 30 Days Past Due and Over/Total Loans 0.84%
Non-Accrual Loans/Total Loans   0.16%
INCOME STATEMENT ITEMS  
Net Income   $2,250
Return on Average Assets (ROAA) 0.51%
Return on Equity (ROE)   4.70%