Regulation F Financial Highlights

REGULATION F

FINANCIAL HIGHLIGHTS

9/30/2017
CAPITAL UBB WELL
CAPITALIZED
PER REG. F
Leverage Ratio 10.62% 5.00%
Common Equity Tier 1 Capital Ratio 13.16% 6.50%
Tier 1 Risk Based Capital Ratio 13.16% 8.00%
Total Risk Based Capital Ratio 14.07% 10.00%
BALANCE SHEET ITEMS   $ Stated in 000's
Total Assets   $884,381
Total Liabilities   $788,542
Quarterly Average Assets   $901,262
Total Equity Capital   $95,839
Allowance for Loan Losses   $6,615
Total Loans (Gross)   $592,181
Loan 30 Days Past Due and Over/Total Loans 0.07%
Non-Accrual Loans/Total Loans   0.10%
INCOME STATEMENT ITEMS  
Net Income   $3,303
Return on Average Assets (ROAA) 0.48%
Return on Equity (ROE)   4.76%