Regulation F Financial Highlights

REGULATION F

FINANCIAL HIGHLIGHTS

12/31/2017
CAPITAL UBB WELL
CAPITALIZED
PER REG. F
Leverage Ratio 10.73% 5.00%
Common Equity Tier 1 Capital Ratio 12.63% 6.50%
Tier 1 Risk Based Capital Ratio 12.63% 8.00%
Total Risk Based Capital Ratio 13.54% 10.00%
BALANCE SHEET ITEMS   $ Stated in 000's
Total Assets   $887,007
Total Liabilities   $791,336
Quarterly Average Assets   $892,655
Total Equity Capital   $95,671
Allowance for Loan Losses   $6,954
Total Loans (Gross)   $616,407
Loan 30 Days Past Due and Over/Total Loans 0.03%
Non-Accrual Loans/Total Loans   0.03%
INCOME STATEMENT ITEMS  
Net Income   $3,360
Return on Average Assets (ROAA) 0.37%
Return on Equity (ROE)   3.63%