Regulation F Financial Highlights

REGULATION F

FINANCIAL HIGHLIGHTS

3/31/2021
CAPITAL UBB WELL
CAPITALIZED
PER REG. F
Leverage Ratio 8.61% 5.00%
Common Equity Tier 1 Capital Ratio 14.09% 6.50%
Tier 1 Risk Based Capital Ratio 14.09% 8.00%
Total Risk Based Capital Ratio 15.34% 10.00%
BALANCE SHEET ITEMS   $ Stated in 000's
Total Assets   $1,540,288
Total Liabilities   $1,425,704
Quarterly Average Assets   $1,337,186
Total Equity Capital   $114,584
Allowance for Loan Losses   $12,191
Total Loans (Gross)   $638,444
Loan 30 Days Past Due and Over/Total Loans 0.01%
Non-Accrual Loans/Total Loans   0.01%
INCOME STATEMENT ITEMS  
Net Income   $3,406
Return on Average Assets (ROAA) 1.14%
Return on Equity (ROE)   12.05%