REGULATION F FINANCIAL HIGHLIGHTS 6/30/2023 CAPITAL UBB WELL CAPITALIZED PER REG. F Leverage Ratio 11.74% 5.00% Common Equity Tier 1 Capital Ratio 14.50% 6.50% Tier 1 Risk Based Capital Ratio 14.50% 8.00% Total Risk Based Capital Ratio 15.75% 10.00% BALANCE SHEET ITEMS $ Stated in 000's Total Assets $1,223,087 Total Liabilities $1,102,334 Quarterly Average Assets $1,149,730 Total Equity Capital $120,753 Allowance for Loan Losses $12,450 Total Loans (Gross) $753,120 Loan 30 Days Past Due and Over/Total Loans 0.09% Non-Accrual Loans/Total Loans 0.01% INCOME STATEMENT ITEMS Net Income $3,496 Return on Average Assets (ROAA) 0.60% Return on Equity (ROE) 5.98%