Regulation F Financial Highlights

REGULATION F

FINANCIAL HIGHLIGHTS

3/31/2018
CAPITAL UBB WELL
CAPITALIZED
PER REG. F
Leverage Ratio 11.02% 5.00%
Common Equity Tier 1 Capital Ratio 12.92% 6.50%
Tier 1 Risk Based Capital Ratio 12.92% 8.00%
Total Risk Based Capital Ratio 13.94% 10.00%
BALANCE SHEET ITEMS   $ Stated in 000's
Total Assets   $809,028
Total Liabilities   $712,126
Quarterly Average Assets   $876,543
Total Equity Capital   $96,902
Allowance for Loan Losses   $7,617
Total Loans (Gross)   $619,975
Loan 30 Days Past Due and Over/Total Loans 0.11%
Non-Accrual Loans/Total Loans   0.17%
INCOME STATEMENT ITEMS  
Net Income   $1,308
Return on Average Assets (ROAA) 0.58%
Return on Equity (ROE)   5.47%