Regulation F Financial Highlights

REGULATION F

FINANCIAL HIGHLIGHTS

6/30/2019
CAPITAL UBB WELL
CAPITALIZED
PER REG. F
Leverage Ratio 12.16% 5.00%
Common Equity Tier 1 Capital Ratio 13.61% 6.50%
Tier 1 Risk Based Capital Ratio 13.61% 8.00%
Total Risk Based Capital Ratio 14.76% 10.00%
BALANCE SHEET ITEMS   $ Stated in 000's
Total Assets   $835,212
Total Liabilities   $731,902
Quarterly Average Assets   $843,772
Total Equity Capital   $103,310
Allowance for Loan Losses   $8,666
Total Loans (Gross)   $637,418
Loan 30 Days Past Due and Over/Total Loans 0.03%
Non-Accrual Loans/Total Loans   0.42%
INCOME STATEMENT ITEMS  
Net Income   $2,152
Return on Average Assets (ROAA) 0.49%
Return on Equity (ROE)   4.26%