Regulation F Financial Highlights

REGULATION F

FINANCIAL HIGHLIGHTS

9/30/2020
CAPITAL UBB WELL
CAPITALIZED
PER REG. F
Leverage Ratio 9.82% 5.00%
Common Equity Tier 1 Capital Ratio 13.69% 6.50%
Tier 1 Risk Based Capital Ratio 13.69% 8.00%
Total Risk Based Capital Ratio 14.94% 10.00%
BALANCE SHEET ITEMS   $ Stated in 000's
Total Assets   $1,028,764
Total Liabilities   $918,057
Quarterly Average Assets   $1,116,248
Total Equity Capital   $110,707
Allowance for Loan Losses   $11,244
Total Loans (Gross)   $634,038
Loan 30 Days Past Due and Over/Total Loans 0.35%
Non-Accrual Loans/Total Loans   0.01%
INCOME STATEMENT ITEMS  
Net Income   $5,353
Return on Average Assets (ROAA) 0.75%
Return on Equity (ROE)   6.74%