Regulation F Financial Highlights

REGULATION F

FINANCIAL HIGHLIGHTS

3/31/2019
CAPITAL UBB WELL
CAPITALIZED
PER REG. F
Leverage Ratio 11.87% 5.00%
Common Equity Tier 1 Capital Ratio 13.49% 6.50%
Tier 1 Risk Based Capital Ratio 13.49% 8.00%
Total Risk Based Capital Ratio 14.54% 10.00%
BALANCE SHEET ITEMS   $ Stated in 000's
Total Assets   $846,277
Total Liabilities   $743,812
Quarterly Average Assets   $857,919
Total Equity Capital   $102,465
Allowance for Loan Losses   $7,942
Total Loans (Gross)   $647,063
Loan 30 Days Past Due and Over/Total Loans 0.09%
Non-Accrual Loans/Total Loans   0.41%
INCOME STATEMENT ITEMS  
Net Income   $1,380
Return on Average Assets (ROAA) 0.63%
Return on Equity (ROE)   5.47%