Regulation F Financial Highlights

REGULATION F

FINANCIAL HIGHLIGHTS

9/30/2021
CAPITAL UBB WELL
CAPITALIZED
PER REG. F
Leverage Ratio 10.00% 5.00%
Common Equity Tier 1 Capital Ratio 14.34% 6.50%
Tier 1 Risk Based Capital Ratio 14.34% 8.00%
Total Risk Based Capital Ratio 15.60% 10.00%
BALANCE SHEET ITEMS   $ Stated in 000's
Total Assets   $1,227,121
Total Liabilities   $1,104,953
Quarterly Average Assets   $1,225,133
Total Equity Capital   $122,168
Allowance for Loan Losses   $12,225
Total Loans (Gross)   $663,156
Loan 30 Days Past Due and Over/Total Loans 0.00%
Non-Accrual Loans/Total Loans   0.01%
INCOME STATEMENT ITEMS  
Net Income   $10,252
Return on Average Assets (ROAA) 1.08%
Return on Equity (ROE)   12.09%