Regulation F Financial Highlights

REGULATION F

FINANCIAL HIGHLIGHTS

12/31/2020
CAPITAL UBB WELL
CAPITALIZED
PER REG. F
Leverage Ratio 8.28% 5.00%
Common Equity Tier 1 Capital Ratio 13.44% 6.50%
Tier 1 Risk Based Capital Ratio 13.44% 8.00%
Total Risk Based Capital Ratio 14.69% 10.00%
BALANCE SHEET ITEMS   $ Stated in 000's
Total Assets   $1,344,287
Total Liabilities   $1,231,198
Quarterly Average Assets   $1,348,799
Total Equity Capital   $113,089
Allowance for Loan Losses   $12,203
Total Loans (Gross)   $653,705
Loan 30 Days Past Due and Over/Total Loans 0.01%
Non-Accrual Loans/Total Loans   0.01%
INCOME STATEMENT ITEMS  
Net Income   $7,445
Return on Average Assets (ROAA) 0.69%
Return on Equity (ROE)   7.03%