Regulation F Financial Highlights

REGULATION F

FINANCIAL HIGHLIGHTS

9/30/2018
CAPITAL UBB WELL
CAPITALIZED
PER REG. F
Leverage Ratio 10.98% 5.00%
Common Equity Tier 1 Capital Ratio 12.51% 6.50%
Tier 1 Risk Based Capital Ratio 12.51% 8.00%
Total Risk Based Capital Ratio 13.51% 10.00%
BALANCE SHEET ITEMS   $ Stated in 000's
Total Assets   $919,299
Total Liabilities   $820,197
Quarterly Average Assets   $898,858
Total Equity Capital   $99,102
Allowance for Loan Losses   $7,900
Total Loans (Gross)   $661,516
Loan 30 Days Past Due and Over/Total Loans 0.04%
Non-Accrual Loans/Total Loans   0.02%
INCOME STATEMENT ITEMS  
Net Income   $3,389
Return on Average Assets (ROAA) 0.51%
Return on Equity (ROE)   4.72%