Loan Review Services

Credit risk control through effective loan portfolio management.


Independent reviews provided by United Bankers’ Bank’s Loan Review Services experts will ensure your community bank is taking the necessary steps to effectively manage its loan portfolio and control credit risk.

UBB Loan Review Services provides the following credit services:

 
  • Loan Reviews
  • Allowance for Loan and Leases Losses (ALLL) Analysis
  • Loan Concentration Analysis
  • Due Diligence Assessments
  • Credit Risk Management Training
  • Expert Witness Testimony

Loan Review

A loan review will assist your community bank in knowing the types and levels of credit risk contained it its loan portfolio and provides an assessment of the overall quality of your loans by performing the following:
 
  • Assesses individual loans and repayment risks
  • Identifies lapses in loan documentation
  • Determines compliance with lending policies and procedures
  • Provides credit risk management priority findings
  • Recommends best practices and procedures to address the review’s findings
  • Evaluates your institution’s loan risk grades and their accuracy 

Benefits of working with UBB Loan Review Services:

 
  • Provide management with early identification of potential loan problems
  • Risk management support
  • Insight into loan officer performance
  • Assist your board in gauging the effectiveness of bank policies and procedures
  • Answers and recommendations that you can trust
  • You’re working with an experienced team with over 80 combined years of loan review experience, providing customers with quick response backed by customized and personal service

Ensure your community bank is effectively controlling its credit risk. Contact the UBB Loan Review Services team today.

Service currently only available to community banks located in Michigan and Ohio