Prepaid Cards

Expand your product offering and tap into the unbanked market.

With the Convenient Access Visa Prepaid Cards offered by UBB Card Services, you can expand your product offering past the traditional checking account and genuinely provide the unbanked and other hard-to-reach consumers in your market with a solution that can meet their banking needs. 

Reasons why your bank should be offering prepaid cards:

 
  • Generate incremental noninterest income
  • Fill gaps in your product offerings
  • Strengthen customer relationships
  • Reach untapped markets
  • Acquire new customers

Uses for the Convenient Access Visa Prepaid Cards:

 
  • Second chance account for the unbanked
    • Prepaid cards are an excellent alternative for those consumers who don’t qualify for a traditional checking account. Instead of turning them away, you can provide them with a choice that will enable you to acquire the relationship while at the same time providing them with the payment solutions they need
  • College student spending
    • With the prepaid card, your customers who have children attending college away from home can periodically provide them with the funds they need, when they need them
  • Teach teens to be responsible spenders
    • Prepaid cards are an ideal way for responsible teens to learn the basics of a banking relationship and to spend within their means

Benefits of the Convenient Access Visa Prepaid Cards:

 
  • Prepaid funds
    • Card is prepaid, meaning there is no risk of overspending, damage to credit ratings, or possibility of overdraft fees
  • Convenient card loading
    • Cards may be loaded up to $5,000 per month at your financial institution and up to the maximum card balance of $10,000 via direct deposit
  • Make online purchases with ease
    • Prepaid cards can also be used to make online purchases and carry a 3-digit CVV code on the back of the cards
  • Worldwide Acceptance
    • The card bears the Visa logo and is accepted wherever Visa debit cards are accepted worldwide.. This includes gas stations, restaurants, grocery stores and more
  • Ability to make cash withdrawals
    • Cardholders with the Access or Travel cards can withdraw cash at ATMs that carry the Cirrus or Pulse acceptance marks
  • Account notifications
    • Text and email alerts can be set up, notifying cardholders of when specific transaction parameters have been met or when their card balance is low
  • Online bill pay capabilities
    • By visiting www.convenientcards.com, cardholders can even pay all of their bills online and from one convenient location.

Meet the needs of emerging markets while expanding your product offering. For more information about the Convenient Access Visa Prepaid Cards or to start enrollment, contact UBB Card Services today.