David Emmons
What First for Your Success Means to Me
For a favorable outcome in the bond portfolio, we do our best to attain the suitable mix between the desire for yield and the necessity for liquidity.

David Emmons

Principal Trust Officer

David Emmons is the Principal Trust Officer for United Bankers’ Bank’s bond portfolio management service UTrust. He received his Bachelor of Arts degree from St. Olaf College. David joined United Bankers’ Bank in 1997.

As Principal Trust Officer, Emmons assists community bankers in navigating through the bond market with planning and guidance on a “non-discretionary management basis.” Dave has developed multiple statistical tools and processes to analyze the market position of his customer portfolios.  He publishes a weekly rate observation newsletter called the Monday Comment.