James Nowak Vice President, Risk Management 952-885-9448 email@example.com James Nowak is Vice President of Risk Management. He received a Bachelor of Science degree in Finance from St. Cloud State University in St. Cloud Minnesota. James joined the United Bankers' Bank Securities team in 2002 after eight years of experience in the fields of Asset Liability Management and Economic Forecasting. During his banking career, he has worked for financial institutions as large as $5 billion in assets. James developed and manages ALMEdge®, UBB’s asset/ liability modeling product. This product is currently used by over 250 community banks in 13 states. James hosts an annual users group conference which regularly draws over 200 community bankers from around the upper Midwest. James is a former member of the faculty at the Graduate School of Banking at the University of Wisconsin, Madison, where he taught courses in Asset/Liability Management. He is a guest commentator on Fox9 news and WCCO radio on matters of finance and economics and is a regular on the national speaking circuit for many banking and industry associations and events. Nowak specializes in the topics of risk management and economics.