About Us
The Nation's First Bankers' Bank
About Us
The Nation's First Bankers' Bank

When the founders of UBB gathered together in 1975, they faced a serious threat. New branching laws meant that the major systems banks were invading their hometowns, competing for their best retail and commercial customers. As one founder so eloquently put it at the time, "we were doing business with the enemy!"


A new correspondent bank was needed that would be owned and managed by community banks, and would focus only on their best interests. Their vision: level the competitive playing field with systems banks by providing community banks with a full range of innovative correspondent services secure in the knowledge that nobody would ever come after their customers.


For more than four decades now, the same spirit of innovation and single-minded commitment to community banking that spawned the first bankers' bank lives on in the corporate DNA of United Bankers' Bank and our commitment to each and every one of our customers.


Your success is always priority one.


Never ever compete with our customers. Period.


Build and maintain all customer relationships on a bedrock of integrity and trust.


Pioneer new products, services and technologies that keep our community bank customers competitive with their competition.


Achieve steady growth and a strong balance sheet to ensure that we have the resources to meet the future needs of our customers.


Never waver in these commitments regardless of how much everything else changes in banking or the economy.


UBB operates under the direction of bankers like you. More than 326 shareholder banks with billions of dollars in combined assets have invested in UBBI. When you turn to us for correspondent services, you are tapping into a tremendous pool of community bank strength, experience and common sense.

Our staff also mirrors the exceptional talents and experiences of our community bank customers. Before coming to us, many UBB employees worked in a community bank environment or at other correspondent banks. Others served community banks in highly respected financial service organizations or in major regulatory agencies. We understand the "heartbeat" of community banking, the strength of a handshake. In other words, we're one of you!

United Bankers’ Bank is proud to be the nation’s first and the upper Midwest’s largest Bankers’ Bank, serving over 1,000 community banks from the West Coast to the Great Lakes and South Atlantic.

First for Your Success

At United Banker's Bank, “First for Your Success” is more than just our tagline; it's a promise and a guiding principle that establishes the success of each and every customer as our number one priority. UBB pioneered the bankers' bank model and for more than 45 years we have placed the needs and success of our community bank customers first and above all else. You can count on UBB to be a dedicated ally for community banking today, tomorrow and into the future. Your success is our success and at UBB we are always First for Your Success.

UBB is committed to keeping the community in community banking.

We hope you'll take a minute to browse our website and discover for yourself what First for Your Success is all about. Our entire team is committed to providing community bankers with access to valuable resources, innovative products and services; all supported by expert industry consultation and personalized customer service. United Bankers' Bank is working every day to ensure community banks are competitive and successful in the communities they serve.

We've designed the ubb.com website to be a true resource for community bankers and in doing so, extensive attention was placed in ensuring the user experience of all visitors is as positive as possible. So look around. Hopefully you'll add us to your favorites.

Meet The UBB Team