"I think a really important piece of what UBB does is stay ahead of the game. You think about us independent community bankers and how you can improve our lives."
- Nancy Skophammer

President, Farmers State Bank of Hartland, MN

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Online Banking

Secure, Reliable Online Management You Can Count On

UBB Operations delivers an unparalleled online banking experience through two standard-setting electronic information services: UNET.web and UBB.COM. Pioneered exclusively for community banks, each platform delivers a wide range of management, transaction and information services.

UNET.web - End-to-end control

UNET.web is United Bankers' Bank's premier, online cash and information management system.  Utilizing the power and speed of the Internet, coupled with state-of-the-technology security and transactional features, UNET.web provides community banks with the functionality and convenience required for the successful daily operations of today's community bank.

UNET.web benefits include: speed, depth of content, fingerprint authentication, end-to-end access to transaction information, and what we believe is the most cost effective solution in the market.

The original UNET was launched in 1991 as one of the first subscription-based, electronic correspondent banking networks in the country and symbolizes the tradition of technological innovation at United Bankers' Bank.

UBB.COM - Robust account management

UBB.COM is the online workhorse at UBB, providing access to a full range of reports and transactional services available through your correspondent account, including account analysis, daily transaction confirmations, statements, and Fed Funds changes.

Featured reports from UNET.Web and UBB.COM


  • Account Analysis
  • ACH Acknowledgement
  • ACH Error Notification
  • ACH Settlement Summary
  • Analysis Profit
  • Fed Statement
  • Fed Service Charge Activity
  • Fed Funds Rates
  • Messages & Advisories
  • Daily Transaction Confirmations
  • DDA Statements
  • Fed Funds Confirms
  • Fed Funds Distribution Reports
  • Safekeeping Reports
  • Bond Accounting Reports


  • Account Summary
  • Today's Transactions
  • Wire Out Confirmations


  • Cashletter Reports
  • User Security Reports
  • Incoming Wire Notification
  • Account to Account Confirmations
  • Account to Account Notifications
  • Outgoing Wire Confirmations
  • Outgoing Wire Reject Notifications
  • Credit Card Merchant Reports
  • Foreign/US $$ Deposit/ Collection